6 personal finance lessons that I wish I knew to start earning

ahmad azher
3 min readApr 9, 2021


A few days ago, an Indian e-commerce company, PTM, released an advertisement highlighting the difference in financial literacy between men and women. In it, a group of 30 men and women of different ages and social backgrounds were asked to stand in a line while the presentation asked questions. If their answer was yes then the participants had to take a step forward. For every no they had to take a step back. In the beginning, the mysteries were simple. For example, if they learned to ride a bicycle before the age of ten, if they take music lessons at school, if they take sports lessons, and so on. So a good mix of men and women was ahead and some were behind.

But when the questions began to be so rush to personal finance, a wide gap between men and women. If such questions are not household bills paid, if he is asked to sign the out break-fix their salaries, financial documents, details, if they have a car in your name, and so forth more men Saw growing. The back step.

By the end, the front line was composed of men, while women were left behind. After the release of this advert has been engulfed in waves of social media. Some celebrities have supported him strongly, women have outlined the economic needs of the independent independently, while others are taken with a grain of salt. On a personal level, I think it is eye-opening.

If I were a test of the 30 people who did, so maybe it will be sold elsewhere. I am no longer so much in personal finance education as much as I want, but in the past few months, I have taken some deliberate steps to educate myself and give my money to work for me.

In this post, I discussed the six biggest personal finance lessons that I can start making that wish. The lessons are relevant, in what stage of your career does not make any difference and will help you stay financially secure.

Savings are essential — even for the first two years.

When I first started earning, I felt this incredible strength — that when I was a teenager, I didn’t have to ask anyone before I bought this beautiful dress or set of books. In my mind, I know it’s important to save, but I thought the first two years would fly away in the blink of an eye and I could start saving later.

Now that I look back, it was all a big mistake.

No matter how much you earn, you need to pay for it yourself first. As stated by Enosopedia, the goal is to make sure that a substantial amount of income is saved or invested before making monthly expenses or making discretionary purchases.

An average car or home loan EMI is 15 to 20 years and could take a big chunk of your salary.

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